We are an FHA direct lender, with few to no overlays. Allowing us to be very competitively priced and a smooth underwriting process.
3.5% down payment on purchases
Low credit score allowed
Only 3 years required from previous foreclosure & short sale
Gift funds allowed for down payment
Higher ratios allowed for easier qualifying
Property can be in “fair” condition
Can pay off debt to qualify
We have many FHA loan programs to offer with a multitude of investors, allowing us to find the perfect program for each of our clients.